Effective Date: September 19, 2026
These Terms & Conditions govern your use of the CoStar Insurance website and the insurance information, tools, consultations, and related services made available through the website. By using this website, you agree to these Terms & Conditions.
Insurance Information and Services
CoStar Insurance provides information and assistance concerning health insurance and related coverage options. Information presented on this website or provided during a consultation is intended to help you understand and evaluate available insurance options.
Insurance products, benefits, premiums, deductibles, provider networks, formularies, eligibility requirements, enrollment periods, subsidies, tax credits, and other coverage details may vary by carrier, plan, location, household circumstances, and applicable laws or regulations.
No Guarantee of Eligibility or Coverage
Information provided through this website does not guarantee that you are eligible for any particular insurance plan, premium, subsidy, tax credit, benefit, provider network, or other insurance program.
Eligibility and final coverage determinations may be made by insurance carriers, government marketplaces, enrollment platforms, or other applicable entities.
No Coverage Created by Website Use
Submitting a form, requesting a quote, receiving insurance information, communicating with CoStar Insurance, or participating in a consultation does not by itself create insurance coverage or an insurance contract.
Coverage is not effective unless and until the applicable enrollment or application requirements have been completed and coverage has been confirmed by the appropriate insurance carrier, marketplace, or other authorized entity.
Do Not Cancel Existing Coverage Prematurely
Do not cancel or terminate existing insurance coverage solely because you have requested a quote, submitted an application, discussed another insurance option, or received preliminary enrollment information.
You should confirm that replacement coverage has been approved and determine its effective date before canceling existing coverage.
Quotes and Estimates
Insurance quotes, premium estimates, subsidy estimates, benefit summaries, and other projections provided through this website or during a consultation are estimates based on information available at the time they are provided.
Actual premiums, benefits, eligibility, subsidies, tax credits, deductibles, out-of-pocket costs, and other plan terms may differ from preliminary estimates.
Accuracy of Information You Provide
You are responsible for providing accurate, complete, and current information when requesting insurance information, quotes, applications, or enrollment assistance.
Incorrect or incomplete information may affect quotes, eligibility determinations, enrollment, coverage, premiums, subsidies, claims, or other insurance-related matters.
Insurance Carrier and Marketplace Information
CoStar Insurance may provide information obtained from insurance carriers, government marketplaces, enrollment platforms, and other third-party sources.
Although we seek to provide useful and current information, insurance products and requirements may change, and third-party information may be updated without notice.
Final plan documents, carrier information, marketplace determinations, and applicable insurance contracts control in the event of a conflict with preliminary information provided through this website.
Provider Networks and Prescription Formularies
Provider networks, participating physicians, hospitals, pharmacies, prescription drug formularies, and covered medications may change.
Before enrolling in a plan or obtaining medical services, you should verify important provider and prescription information directly with the applicable insurance carrier, healthcare provider, pharmacy, or other appropriate source.
Third-Party Services
This website may use or link to third-party insurance marketplaces, enrollment platforms, customer relationship management systems, scheduling services, communications providers, insurance carrier websites, and other independently operated services.
CoStar Insurance does not control all aspects of third-party services and is not responsible for their independent availability, security, content, policies, or practices.
Website Availability and Accuracy
We may modify, update, suspend, or discontinue portions of this website or its functionality at any time.
We do not guarantee that the website will always be available, uninterrupted, error-free, or free from technical problems.
Information on the website may be updated as insurance products, regulations, technology, or business practices change.
No Medical, Legal, Tax, or Financial Advice
Information provided by CoStar Insurance through this website is for insurance-related informational and service purposes.
Nothing on this website should be interpreted as medical, legal, tax, investment, accounting, or other professional advice outside the scope of insurance services.
You should consult an appropriately qualified professional when you need advice in those areas.
Intellectual Property
Unless otherwise indicated, website content created by or for CoStar Insurance, including text, graphics, branding, design elements, and other original materials, may be protected by applicable intellectual property laws.
You may use the website for lawful personal purposes but may not reproduce, distribute, modify, or commercially exploit protected website content without appropriate authorization.
Prohibited Use
You may not use this website to engage in unlawful activity, attempt unauthorized access to systems or information, interfere with website operation or security, submit fraudulent or intentionally misleading information, distribute malicious software, or misuse the website or its services.
Disclaimer of Warranties
This website and its content are provided on an "as available" and "as is" basis to the extent permitted by law.
CoStar Insurance does not guarantee that every insurance product, carrier, benefit, premium, subsidy, provider, prescription, or coverage option discussed or displayed will be available or appropriate for every person.
Limitation of Liability
To the extent permitted by applicable law, CoStar Insurance will not be liable for indirect, incidental, special, consequential, or similar damages arising solely from use of or inability to use this website.
Nothing in these Terms & Conditions is intended to exclude or limit liability that cannot legally be excluded or limited.
Privacy
Your use of this website is also subject to the CoStar Insurance Privacy Policy.
Please review the Privacy Policy for information about how personal information may be collected, used, shared, and protected.
Changes to These Terms
CoStar Insurance may update these Terms & Conditions from time to time to reflect changes in our services, insurance practices, technology, or applicable requirements.
When these Terms & Conditions are updated, the effective date displayed on this page may also be updated.
Governing Law
These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where applicable federal law controls.
Contact Us
If you have questions about these Terms & Conditions, contact:
CoStar Insurance Phone: 561-310-2937 Email: info@costarinsurance.com